Legal Notices

Effective Date: June 1, 2015
Welcome to the Web site for Stuart Vick Smith, also referred to hereinafter as the “Site.” This Site provides you with general information about the financial and other products and services offered by Stuart Vick Smith. PLEASE READ THESE TERMS OF USE CAREFULLY. By accessing and using this Site, you acknowledge that you have read, understand, and agree to be bound by all of the terms and conditions set forth below. We reserve the right to amend these terms of use from time to time by posting the amended terms on this Site.

Access to this Site
This Site is made available to all persons aged 18 or older who agree to be bound by the terms and conditions set forth in these terms of use. You agree not to modify, reproduce, distribute, rent, lease, loan, sell, or create derivative works based upon the materials on this Site, or post any content from this Site to newsgroups, mail lists or electronic bulletin boards, without the prior written consent of an authorized representative of Stuart Vick Smith.

Privacy Policy
Any personal information submitted by you on this Site is maintained in accordance with our Privacy Policy.

No Offer, Investment Advice, or Performance Guarantee
Neither the information nor any opinion expressed on this Site constitutes an offer by Stuart Vick Smith to buy or sell any securities or financial instruments, or to provide any investment advice or service. The services, securities and financial instruments described on this Site may not be available to or suitable for you, and not all strategies are appropriate at all times. The value and income of any of the securities or financial instruments mentioned on this Site can fall as well as rise, and an investor may get back less than he or she invested. Foreign-currency denominated securities and financial instruments are subject to fluctuations in exchange rates that could have a positive or adverse affect on the value, price or income of such securities and financial instruments. Past performance is not necessarily a guide to future performance. Independent advice should be sought in all cases.

Unavailability in Some Jurisdictions
None of the investment products or services mentioned on this Site are available, and prospectuses in respect of them will not be distributed, to persons resident in any state or territory where such distribution would be contrary to local law or regulation.

Links to Third Party Web Sites
This Site may contain links to other Web sites, including links to the Web sites of companies that provide related information, products and services. These links are solely for the convenience of visitors to this Site, and the inclusion of such links does not necessarily imply an affiliation, sponsorship or endorsement. Stuart Vick Smith makes no representations whatsoever regarding such third party Web sites. You should review the privacy policies of other Web sites carefully before providing any information to such sites. We are not responsible for the content or availability of third party Web sites, and shall not be responsible or liable for any information, opinions, advice, products, or services available on or through such third party Web sites.

Links to this Web Site
We ask that you notify us in advance of your intention to link to this Site by e-mailing us at You may not (i) display this Site in frames, or (ii) display any of the content found on this Site via inline links, without express written permission from an authorized representative of Stuart Vick Smith.

Our Rights in this Site
Stuart Vick Smith and/or our suppliers reserve all right, title and interest in and to this Site and all materials, information, and compilations of information available on or through this Site, as well as the domain name, design, layout, and “look and feel” of this Site, the trademarks, service marks, and trade dress related thereto, and all other intellectual property and other proprietary rights embodied therein and appurtenant thereto. You agree that you will have no rights in or to any of the foregoing, express or implied, other than the rights expressly granted in these terms of use, or otherwise expressly granted to you in writing by an authorized representative of Stuart Vick Smith.

Disclaimer of Representations and Warranties
This site is provided on an “as is” and “as available” basis. Stuart Vick Smith makes no representations or warranties of any kind, whether express, implied, or statutory, regarding your access to or use of this site, or the products, services or information described on or available through this site. Without limiting the foregoing, we expressly disclaim any and all representations and warranties of accuracy, completeness, timeliness, merchantability, fitness for a particular purpose, title, and non-infringement of third-party rights. This site includes facts, views and opinions of individuals and organizations deemed of interest. Nothing contained on this site shall be construed as an endorsement of these views or opinions.

Disclosure for Awards
Stuart V. Smith is an investment adviser representative of ML&R Wealth, an SEC-registered adviser.

The Five Star Wealth Manager Award is granted by Five Star Professional.
Their research objective is to develop a list of wealth managers in a given market who satisfy objective eligibility and evaluation criteria that are associated with providing quality services to clients. For purposes of this program, wealth managers are defined to be those individuals who help their clients prepare a financial plan and/or implement aspects of their financial plan.

To receive the Five Star Wealth Manager award, a wealth manager must satisfy 10 objective eligibility and evaluation criteria that are associated with wealth managers who provide quality services to their clients

 Eligibility Criteria – Required 1) Credentialed as an investment advisory representative or a registered investment advisor. 2) Actively employed as a credentialed professional in the financial services industry for a minimum of five years. 3) Favorable regulatory and complaint history review.(1) 4) Fulfilled their firm review based on internal firm standards. 5) Accepting new clients.
Evaluation Criteria – Considered 6) One‐year client retention rate. 7) Five‐year client retention rate. 8) Non‐institutional discretionary and/or non‐discretionary client assets administered. 9) Number of client households served. 10) Education and professional designations.

The Profiles in Power Award is granted by The Austin Business Journal.
A Profile in Power is a working woman of distinction that has gained recognition because she is a successful business owner or member of top management with a company or organization of any size and has given back to her community. Twenty-five Women of Influence finalists are selected by a panel of Central Texas industry experts and Profiles in Power alumni. Judges select one Rising Star, which will honor a woman under 30 for her achievements thus far and up to five outstanding candidates to be named a Profile in Power.

Judges are looking for specific emphasis on career advancement, present company success, business leadership and community involvement.  Distinctions should include community involvement balanced with business and personal success.

The Austin Under Forty Award is granted by Austin Under 40.
Recognition is paid to emerging Austinites who both lead their respective industries and exhibit a solid commitment to serving their community. These individuals are recognized in 14 categories: Arts, Sports, Media & Entertainment; Business & Entrepreneurship; Community Service & Non-profit; Culinary Arts & Hospitality; Energy & CleanTech; Engineering, Architecture & Design; Financial Services & Insurance; Government & Public Affairs; Legal; Marketing, Public Relations & Advertising; Medicine, Healthcare & Sciences; Real Estate; Technology & Startup; and Youth & Education.

Third party rankings and recognition from ratings services are no guarantee of future investment success. Working with a highly rated adviser does not ensure that a client or prospective client will experience a higher level of performance or results. Ratings should not be considered an endorsement of the advisor by any client nor are they representative of any one client’s evaluation. Please also read a more thorough disclosure and additional information about the criteria used in making these rankings via the following links:

Contacting Us
If you have questions about these terms of use, the Privacy Policy for this Site, or any other questions concerning this Site, please contact:
Attn: Staci Sprayberry
401 Congress Avenue
Suite 1100
Austin, TX 78701
Phone: 512-370-3200
Fax: 512-370-3250